Guides and real intel for high-risk merchants — what the space actually looks like from the inside.
Most vendors think processor shutdowns happen because of their product. The truth is almost always the digital footprint around it. Visa runs automated web crawlers that scan your website, your TikTok, your Instagram — anything linked to your store. Here's exactly what they're looking for and what gets vendors flagged.
Read articleStripe is a payment facilitator. It bundles merchants under a master MID and terminates entire categories when they become a liability. No compliance fix will change that for peptide vendors.
Read articleVisa's 1% chargeback threshold isn't a hard cutoff — it's the start of a monitoring program that leads to termination. Here's how the math works and what ratio you should actually target.
Read articleGetting approved is only half the battle. Most vendors who get dropped had a compliant application — but their ongoing digital footprint told a different story.
Read article"Research use only" isn't magic. Putting it in a footer while your product descriptions talk about benefits and results is exactly what gets stores flagged. Here's what actually compliant language looks like.
Read articleThe three most commonly recommended high-risk processors for peptide and research chemical vendors — what they're good at, what they're not, and how to choose.
Read articleThe MATCH list is a 5-year ban from legitimate payment processing. It's not just for fraud — exceeding chargeback thresholds is enough to land you on it. Most vendors find out when it's too late.
Read articleMost representments fail because they're missing the specific evidence that networks want to see. Shipping confirmation alone isn't enough. Here's what a winning dispute packet contains.
Read articleGet a free compliance audit and find out exactly what's putting your account at risk.
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